Budgeting

Proverbs 22:27 

If thou hast nothing to pay, 

why should he take away thy bed from under thee?

The Biblical approach to finances is far different from that of the society around us.
Hubby had to attend a financial management course a few years ago.
We were pleased that debt was discouraged,
but we were amazed that mortgages and car loans were encouraged.
Doesn't make sense, does it?

Of course, it is easy to justify mortgages and car loans.
Everyone should have a house, right?
A car is a necessity in order to keep a job, right?
You would have to save forever to pay cash for a house!

I know that the arguments seem to make sense,
but the instruction of God's Word is clear:
Avoid debt.

It is tough today -
we want what we had growing up ...
we don't want to wait to reach our goals ...

The future is not guaranteed,
where might debt leave you if ...
you lost your job,
you got sick,
...

The wisdom of the world is so enticing,
but the wisdom of God is ... well, the wisdom of God!

Colossians 2:8 
Beware lest any man spoil you through philosophy and vain deceit, 
after the tradition of men, after the rudiments of the world, 
and not after Christ.